Equivalent Fees Tactics. Once you decide to buy you buy utilizing a Citi mastercard, you are supplied several equivalent monthly payment alternatives during checkout.
Equivalent monthly obligations are offered for the complete order levels best, which needs to be at the least $75 (such as delivery + dealing with positive tax). Equal monthly payments may possibly not be offered to all people or for all goods. Each product of product in your order should be eligible for equal monthly payments to choose equivalent monthly installments for the purchase. Additional acquisition needs may implement and you will be disclosed during checkout. Amazon shopping financed with equivalent monthly payments making use of a Card tend to be processed as Citi Flex strategies at the conclusion of the Card’s payment years. If any product in your purchase is actually refined as an element of a Flex program, the product would be recharged to your Citi mastercard whenever transported and you will be in charge of spending it well as part of a Flex Plan at the APR and many payments chosen at checkout. Visit your Card Agreement for more information about Citi Flex systems.
Rounded Payment Levels. The monthly payment quantity revealed at checkout can be rounded doing the closest buck in your Citi statement, excluding the final installment due to repay the Citi Flex Plan balance.
The rounded month-to-month amount each Flex strategy you are necessary to pay each billing cycle are going to be contained in the Minimum Payment Due on your own Citi charge card statement.
Splitting and Bundling. If multiple Amazon buys include funded with equivalent monthly installments with similar Citi mastercard, APR and quantity of money, all things from those buys that ship during the exact same billing course shall be matched into one Flex strategy at the end of that payment period. If items from a single Amazon purchase are financed through equal monthly obligations and ship while different billing times, they shall be split up into separate Flex Plans on the basis of the billing period for which they shipped. Either way, each Flex program have exactly the same APR and need alike number of money which was at first selected at checkout.
AutoPay. In case you are enrolled in AutoPay as well as have they set to spend “Last declaration stability,” your complete Flex Plan balance may be paid-in complete with your subsequent fees until you adjust their AutoPay settings before your future planned fees.
Additional Offers. If another low promo APR applies to shopping on your own credit, that lower promo APR will affect any item inside order refined as a Citi Flex program throughout promo duration, until the decreased promo APR ends pursuant towards terms of these promo. Afterwards, the promo APR revealed at checkout will apply to the residual balance on the Flex strategy.
When Shopping Commonly Prepared as plans. Choosing to financing you buy with equivalent monthly premiums doesn’t assure that Amazon purchase can be processed as a Citi Flex Arrange payday loans Augusta no bank account. If any product within purchase is certainly not processed as a Flex Arrange but is usually approved, it will likely be charged as a routine acquisition your Citi mastercard and you will certainly be responsible for cost whenever ordinarily would.
Overlimit Expenses. Whether your Flex Plan makes you surpass your borrowing limit on your Citi Credit Card, you will end up responsible for paying the Overlimit Amount which may include section of the Flex Plan balances, as part of the Minimum Payment Due on your then Citi bank card declaration. This might, as a result reduce the quantity of monthly obligations on your Flex Arrange.
Card Benefits. Picking equal monthly obligations at checkout will not affect your Citi credit score rating Card’s benefits. Should you at this time obtain rewards or cash back on purchases with your Citi Credit Card, you can expect to continue steadily to obtain those rewards or cash return on Amazon shopping financed with equivalent monthly installments.