Extra fast cash to tide over, use our foreigner loan is easy and hassle free.
PAY DAY LOAN
Unanticipated cost caused you will need of more money before payday? Apply our fast approval payday loan.
COMPANY LOAN
Our company loan provides solution that is one-Stop your need in your organization.
About Swift Credit Licensed Cash Lender
is a specialist and fully licensed company that is moneylending in Singapore. We have been authorized by the Registry of Moneylenders (IPTO) to supply loan and cash financing services. We provide quick money loans to Singapore residents, PR and foreigners who hold legitimate Foreigner employment passes.
Competitive Interest Speed Unsecured Loan in Singapore with Versatile Repayment Plan!
Why Select Us ?
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Q: What will be the benefits whenever loan that is applying Swift Credit.
Swift Credit is certified by Registry of Moneylenders (IPTO) “License no: 171/2019”. We guarantee you with 100% personal & confidential details that are personal. We provide appropriate loan from the interest that is competitive from 1% p.m. moreover we modify loan packages at your freedom.
Q: How can I determine if my loan is authorized?
A: Merely summit the job online now, as soon as your loan is in major authorized, our loan consultant will call you to definitely organize to help you come right down to our office to perform the paper work. Once most of the administrative tasks are done, we’re going to disburse immediate cash for you.
Q: If We have bad credit score, do you know the possibilities that my loan is accept?
A: At Swift Credit, we’d more then 95% approval prices once we usually do not just look at credit score whenever reviewing financing application. Loans are authorized on instance by instance basis. At Swift Credit, we place our customers as concern and can do our better to personalize that loan package that may match your economic ability.
Q: What sort of payment schemes at designed for borrowers?
A: At Swift Credit, we provide versatile loan payment schemes which will match each customer’s requires and needs. Common payment schemes are via regular, bi-weekly, and month-to-month installment plans. While trying to get financing with us, do state your preferred repayment plan and we’ll explore the way we can arrange that for you personally.
Q: can there be any redemption fee that is early?
A: No, instead of billing redemption that is early, we are going to offer discount for very very very early settlement on situation to case fundamental.
Q: I have always been a discharged bankrupt, am we still qualified in trying to get that loan?
A: Absolutely yes, you will be qualified in trying to get a loan if you have already been released from bankruptcy.
Part 6.1 — Payday Advances
Definitions
112.01 In this component:
“advance” has got the exact same meaning as in component 5;
“APR” gets the meaning that is same in component 5;
“assignment of wages” gets the exact same meaning as in the Employment guidelines Act;
“borrower” has got the meaning that is same in component 5;
“cash card” means a card or other unit that
(a) may be used to get money or get products or solutions, but will not add credit cards, and
(b) is given by a payday lender to the debtor in place of advancing money or moving money into the debtor or even to the order of this debtor;
“credit card” gets the same meaning as in component 5;
“default charge” gets the exact same meaning as in component 5;
“high-cost credit product” gets the exact same meaning as in component 6.3;
“interest” means charges that accrue over time and therefore are dependant on using an interest rate into the principal of 
a pay day loan from time for you to time underneath the loan contract;
“loan contract” means, in terms of a loan that is payday the written contract needed under section 112.06 payday loan agreements;
“loan broker” gets the meaning that is same in component 5;
“payday lender” means someone who provides, arranges, provides or facilitates that are otherwise loans to or even for customers, and, for greater certainty, includes that loan broker;
“payday loan” means a credit contract, as defined in part 57, this is certainly a loan of income, having a principal of $1 500 or less as well as a term of 62 times or less, built in exchange for the post-dated cheque, a pre-authorized debit or the next payment of the same nature although not for almost any guarantee, suretyship, overdraft security or safety on property rather than through a margin loan, pawnbroking, a credit line or credit cards;
“payday loan term” means, with regards to the period of a cash advance, the time amongst the very first advance as well as the end associated with duration according of which re re payments are needed underneath the cash advance;
“payment” gets the meaning that is same in component 5;
“permissible fee” means a cost, penalty, price, commission or charge specified by legislation under area 197.1 (1) (a);
“personal information” has got the exact same meaning as in part hands down the information that is personal Protection Act;
“rollover” means some of the after:
(a) the extension or renewal of a cash advance that imposes additional costs or fees in the debtor, apart from interest;
(b) the development of a unique cash advance to spend a payday loan that is existing
“3rd party solution charge” means, with regards to a money card released by way of a payday lender, any cost, price, payment, cost or other quantity that is charged or needed by somebody who isn’t the payday lender, or this is certainly compensated to such an individual, to be used associated with the money card.
Limitations on total price of borrowing — payday advances
112.02 (1) The Lieutenant Governor in Council may, by legislation, set the most, or establish an interest rate, formula, tariff or way of determining the most amount, that could be charged, required or accepted by a payday lender in respect of